If it reduces insurance rates and accident rates, is that good? If such scoring technology is mandatory at the behest of insurance agencies, is that bad? If '

If it reduces insurance rates and accident rates, is that good? If such scoring technology is mandatory at the behest of insurance agencies, is that bad? If 'naked' cars -- cars whom are lacking the scoring technology -- are prohibited on certain roads at certain times, is that good? Self-driving cars will be the gold standard that humans are measured against, how we apply that standard is something else entirely.