> illegal sale of tobacco products on the Internet > Financial institutions should implement policies and procedures that reduce the likelihood of establishing

> illegal sale of tobacco products on the Internet > Financial institutions should implement policies and procedures that reduce the likelihood of establishing or maintaining a relationship with payment processors through which unscrupulous merchants can access customers' deposit accounts. http://www.fdic.gov/regulations/examinations/supervisory/insights/sisum11/managing.html http://www.fdic.gov/regulations/examinations/supervisory/ins... Edit: illegal, Internet, unscrupulous merchants