"This whole petty vengeance thing is quite barbaric, to be honest." It's not vengeance, it's getting back what was stolen or defrauded from you. If you wish to

"This whole petty vengeance thing is quite barbaric, to be honest." It's not vengeance, it's getting back what was stolen or defrauded from you. If you wish to pardon peoples' debts to you, then that's your humanitarian deed, but leave it at that. Instead, you want to make a legal loophole for people to steal from you. And then people like you whine and complain incessantly about "the wall street wolf banksters and corporations that stole money" etc etc. Yeah, well that's a natural consequence of you making legal loopholes because you feel sorry for the poor and get taken advantage of.