The consumer gets their money back not by reversing the transaction, but by calling in the law and getting large men with guns to force the person to return the

The consumer gets their money back not by reversing the transaction, but by calling in the law and getting large men with guns to force the person to return the money. Actually, consumers get their money back by calling up their credit card company, saying "I didn't make this transaction," and then the credit card company issues a refund and a new card. I've done it. Anyone can be a bitcoin payment processor, meaning anyone can set up a fake system to steal your money. The best you can do with dollars is to steal a credit card number, which gets you prison time and no money.