I noticed that you tend to respond to perceived criticism by attacking your fellow microlenders, rather than addressing the issues raised. The thing is, you ha

I noticed that you tend to respond to perceived criticism by attacking your fellow microlenders, rather than addressing the issues raised. The thing is, you have a lot of angry lenders who feel misled by your marketing. After using your site and reviewing your marketing, I think they have good reason to be upset. Zidisha has a track record of downplaying its loan loss rates. I'm not the only who feels this way: your lenders are very upset about it. You mentioned you had a long response explaining why my article was inaccurate. But your response mostly just said that you say Zidisha is risky in your FAQ, terms of use and other internal pages. Why not put your repayment/loan loss rates and mission statement on your frontpage?