Maybe there is something I am missing, but the math is wrong. >The cost of the flat will be £100,000 and will rent out for approx. £600 per calendar month (out

Maybe there is something I am missing, but the math is wrong. >The cost of the flat will be £100,000 and will rent out for approx. £600 per calendar month (outside of london) each member will pay £1,000 upfront and receive approx. £72 twice a year. Assuming NO house price increase, you'll have all of your money back in 7 years. At £600/month you will generate £7200 annually. With 100 shares, each share would generate £72 each year. Over 7 years, one share would generate £504. You state the £72 will be paid TWICE each year, which would make the statement, "you'll have all of your money back in 7 years" true. Though I don't see where this money is coming from.