Oh, that's true. Still, I think the wager is too scary for most people to accept for large values of n. Even if I set n=1M and have 10M when I'm 55, gaining the

Oh, that's true. Still, I think the wager is too scary for most people to accept for large values of n. Even if I set n=1M and have 10M when I'm 55, gaining the extra 10 million will make significantly less of a difference to my life than losing all but $5k will.