Criminality is for the justice system to decide. Seriously though, almost all posts about the financial sector here go something like: "They're overpaid, they

Criminality is for the justice system to decide. Seriously though, almost all posts about the financial sector here go something like: "They're overpaid, they rip people off, why don't I make as much money since programming is so difficult and requires so much education, etc...". Yet somehow people on HN forget where funding for start-ups comes from... They benefit from the system yet complain about it all the time.