In general I agree with this approach. However, with many people who do it I see that they don't really plan for the future. I'm not for running in the treadmil

In general I agree with this approach. However, with many people who do it I see that they don't really plan for the future. I'm not for running in the treadmill out of fear, but there may come times in the future where more money is needed, and jobs don't come along as readily as they used to. Or some disability might prevent people from working.