Dear director of Zidisha, I don't know much about finance, however something that's always struck me as odd is that companies such as your own don't have a sim

Dear director of Zidisha, I don't know much about finance, however something that's always struck me as odd is that companies such as your own don't have a simple graph - with money owed on one axis (everything the borrower would be expected to pay you, fees, interest etc) and time on the other, perhaps with options to adjust the graph for different payment schedules. You could still include the usual stats about interest rates and so on alongside this - but it seems to me that way of looking at things would make it simpler for those who have difficulty calculating the effects of fees, various ways of interpreting interest rates, and so on. Thanks for your time :)