I don't completely agree. To an extent it's defeatist because I'm saying you can't make things cease to exist with laws. make it. But a lot of things are reall

I don't completely agree. To an extent it's defeatist because I'm saying you can't make things cease to exist with laws. make it. But a lot of things are really like that. We can't legislate things in and out of existence. Personally, I find it quite disturbing that there are hardworking people earning a poverty wage at or near minimum wage. My common sense idea about what a minimum fair wage is about twice what it is. Doubling minimum wage in Europe (like tripling or quadrupling it in The States) will not help the people earning that wage, on average. Many of them will just end up unemployed^ This particular conclusion only applies to outlawing things like drugs, prostitution or payday loans. Products of voluntary exchange. It doesn't apply to things like rape or murder. Outlawing those helps to reduce them (but doesn't eradicate them either. In any case, I do think some things can be done. Charitable lenders or lenders with an explicitly moral charter kept on their toes by discussion like this one can and do make a big difference. Letting normal lenders like banks do business unharassed is preferable to hounding them, for everyone involved. Doing something just to do something even if it's harmful is madness. Control yourselves do-gooders. ^I purposely said double. Most people will agree that a very large increase minimum wage would cause unemployment. Not trying to start an argument about this.