I was just about to say "surely there are honest alternatives in the Philippines below 25%", but I just checked my most recent Kiva loans in the Philippines, an

I was just about to say "surely there are honest alternatives in the Philippines below 25%", but I just checked my most recent Kiva loans in the Philippines, and the portfolio yield on my most recent ones range from 28% - 45%. Thanks for the reminder to check the Yield when lending.