And, in fact, based on the Zidisha founder's response above, it looks to me like this was a mix of some legitimate issues (which will be addressed), some misund

And, in fact, based on the Zidisha founder's response above, it looks to me like this was a mix of some legitimate issues (which will be addressed), some misunderstanding by the modern microlending analyst, and some in a gray area I'm not really sure about. I do really appreciate the quality of analysis Modern Microlending did here. It's also great that Zidisha responded within hours with a pretty full and honest accounting. This is how this kind of thing is supposed to work, I think.