I really like your TL;DR summary. It's spot on. One of the debates that seems to underlie a lot of these discussions is probably more reflective of the values

I really like your TL;DR summary. It's spot on. One of the debates that seems to underlie a lot of these discussions is probably more reflective of the values of the individual than the actual issues at play. It seems like some people value justice above all else and others think that--at least in some arenas--justice is not necessary, and may be detrimental. So that the final question could be: How do we balance fairness in the market with the need to provide liquidity?