Limited liability isn't an entitlement for anyone except maybe managers. Employees that don't directly do something shouldn't be liable, going bankrupt because

Limited liability isn't an entitlement for anyone except maybe managers. Employees that don't directly do something shouldn't be liable, going bankrupt because you worked at a bank and did nothing wrong is silly. Investors are actually personally liable, just their liability is only their capital investment and is weirdly assignable, they aren't sued directly but instead their investment becomes worth less. Managers are hard to pin the blame on in big companies, but this is definitely a grey area.