I think with the market being what it is, you can probably get a great job that matches your expectations without creating a 6-month-runway-no-retirement-funds

I think with the market being what it is, you can probably get a great job that matches your expectations without creating a 6-month-runway-no-retirement-funds stress inducer machine for yourself. Unemployment is a great new job's worst enemy. You can always negotiate from a more comfortable position if you keep your current job. I can't really give more specific advice with the information you've provided, but spending your retirement savings and risking your family's financial safety in order to get a nicer job seems unnecessary. You can probably engineer a solution without those risks. I'm sure you are aware of this, but "not having time" is a relative notion.