Except in reality you cannot ever separate the two. Money doesn't just happen. Transfers don't just happen. There is no "neutral" way of transferring money.

Except in reality you cannot ever separate the two. Money doesn't just happen. Transfers don't just happen. There is no "neutral" way of transferring money. Everything has to happen in a context and via a real material existent system of interests and resources playing off one other... I can comment on a $500 billion "simple transfer" separate from a bureaucracy, government, population and politics of sufficient size and complexity to actually achieve it in the same way that I can comment on how the extra mass of Santa's obesity is hindering him from delivering his presents efficiently at Christmas each year... Which is to say, forming a serious opinion on it implies ignorance about the true nature of what it is we are discussing (a fantastical non-existent entity and an inherently impossible state of affairs). Or at the very least it requires a willing suspension of disbelief purely for the purposes of entertainment...