It's getting there. AT&T's pushing their new Mobile Share Value plans pretty hard now, and those are essentially contract-free and directly give you back a $25

It's getting there. AT&T's pushing their new Mobile Share Value plans pretty hard now, and those are essentially contract-free and directly give you back a $25 subsidy on each phone. You can use Next to spread the payments for your phone over two years, but it's not required.