Customer yes however sellers have quite an incentive to ask for bitcoin if they can since their the one paying the high fees to the credit card companies and th

Customer yes however sellers have quite an incentive to ask for bitcoin if they can since their the one paying the high fees to the credit card companies and there's no risk of fraudulent charge back which most businesses just have to accept and factor into the price of the product. And in a way the customers too since the seller has to factor in the card fees when selling a product however they may be able to give you a better price if you pay with bitcoin. Your assumption that any fees the seller pays do not affect the price of the product are flawed. It's simple business you need to pay more fees you need to sell your product at a higher price to make a profit.