I have to agree with the small changes point, lottery winners tend to screw up very badly when they get their deposit, the same is true for those born into larg

I have to agree with the small changes point, lottery winners tend to screw up very badly when they get their deposit, the same is true for those born into large unconditional trust funds(lots of rich kids go bankrupt). Book recommendations are a tough thing for me to make, I studied more gradually since I started in my early youth, and was already interested in mathematics. I suspect most of the "top ten personal finance books" articles favoured by PageRank™ are pretty reasonable, and a good start for most people. My personal method was perusing Wikipedia for accounting and economics information, and looking at people close to me. Sorry I can't fob the right book title though.