Oh, I should have clarified. I was thinking of Roth 401(k) vs Traditional 401(k). I do have a Roth IRA because there are income limits for the tax deduction f

Oh, I should have clarified. I was thinking of Roth 401(k) vs Traditional 401(k). I do have a Roth IRA because there are income limits for the tax deduction from a Traditional IRA. And as you say, any tax-advantage is worthwhile.