I tried Prosper a few years ago, put in a few thousand dollars, spread it over 50 loans, and saw about a 4.5% return when factoring in IRR. I think I've read t

I tried Prosper a few years ago, put in a few thousand dollars, spread it over 50 loans, and saw about a 4.5% return when factoring in IRR. I think I've read the returns from others are about the same.