> Bitcoin will have to provide the same level of consumer comfort and safety to have wider adoption. I think I know what you mean by that statement, but I want

> Bitcoin will have to provide the same level of consumer comfort and safety to have wider adoption. I think I know what you mean by that statement, but I want to make claer that Bitcoin (the protocol) should never provide this. This is like wanting to build guarantee-of-delivery into the IP protocol. It's completely unnecessary and counter-productive. We want to preserve the ability to send funds to people where chargebacks aren't required, just as we want to be able to send data to people where guarantee-of-delivery isn't required. Stripe, BitPay, Coinbase, PayPal etc. should be the ones who choose to provide chargeback services.