The rules also exist to benefit society. When an insured cab crashes insurance companies are there to help people potentially rebuild their lives. When an uni

The rules also exist to benefit society. When an insured cab crashes insurance companies are there to help people potentially rebuild their lives. When an uninsured cab crashes without insurance and there's no insurance... Well then you're out of luck. And lets not forget that it's not only the customer of the taxi that can get hurt in a car crash. I wouldn't be surprised if many taxi fees and regulations went to help the roads that those taxis proceed to drive on (in many places). Uber cars aren't contributing to that and the steadfast refusal to do so at the behest of municipalities hurts everyones system as a whole. It's not just about whether the consumers will choose to use this or that. It's about a system that works for everyone. Of course you can overdo regulation, and disruptors are a necessary forward for change but just because of libertarian principles which have never worked as espoused anywhere doesn't mean that these people shouldn't be subject to certain regulations and shouldn't thumb their noses when asked to comply. Now most of this is just what I think. I don't have examples where a municipality requires its taxis to pay for the roads through fees, but hopefully the point has been made clearly.