Governments in democracies work in service of the people, and when the people want the government to protect them collectively instead of having to fend for the

Governments in democracies work in service of the people, and when the people want the government to protect them collectively instead of having to fend for themselves individually, that is what the government does. If the people want some protection from being exploited by ruthless companies, that's what they get. An gee, what surprise, most people don't want to spend their days looking over their shoulders and constantly having to be concerned with every little detail for fear of getting screwed. They just want to get from A to B in the certainty that in a civilized, well-organised society these things are properly arranged. Why is this concept which is so simple so terribly hard to grasp?