It's not either "just luck" or no luck involved. Sure, most people who do get rich try and work very hard. The question is how big a proportion of people who wo

It's not either "just luck" or no luck involved. Sure, most people who do get rich try and work very hard. The question is how big a proportion of people who work hard do get rich. If it is only 1% and it cannot be predicted in advance who it is, then there certainly is an element of luck.