The idea of consumption smoothing & college as a human capital investment (particularly in an arena with outsized rewards at the top end, which is now most area

The idea of consumption smoothing & college as a human capital investment (particularly in an arena with outsized rewards at the top end, which is now most areas with decent payoffs) imply that to the extent you don't absolutely have to, you shouldn't work through college. Other than perhaps connection-building internships during the summer, but those aren't really about the money.