The fact that charitable organization may be generally ineffective (or inefficient at beast) is a very common argument, the problem is that there are alternativ

The fact that charitable organization may be generally ineffective (or inefficient at beast) is a very common argument, the problem is that there are alternatives which are in the middle ground, see social enterpreneurship, and they are definitely effective Such alternatives consider human problems as both a human problem and a technical one, and work with both. This is exactly the point; I expect a technical mind to be at a high risk of seeing only one part of the problem. Reality is of course much more complex. Enterpreneurs are limited by the fact that having a "human" opinion carries a high risk of damaging the stock value. Note that I wouldn't certainly consider Elon Musk's social enterpreneurship. Kiva would be (it's just an example).