The level of incompetence and lack of basic structure and organization at these bitcoin "banks" is just shocking. The biggest hurdle to bitcoin will be finding

The level of incompetence and lack of basic structure and organization at these bitcoin "banks" is just shocking. The biggest hurdle to bitcoin will be finding real brick and mortar "banks" that can reassure people that they understand security beyond trivial platitudes. Few were comfortable with retail banking until Deposit Insurance was created. Bitcoin will need a similar thing. Except nobody can provide insurance to companies built in a couple months by one geek on php.