Well, to be frank, I am putting off thinking seriously about retirement. I feel like I can accomplish some substantial creative work and that the time to try t

Well, to be frank, I am putting off thinking seriously about retirement. I feel like I can accomplish some substantial creative work and that the time to try to do that is now while I'm young. I guess you could say I'm hedging multiple interests, with the expectation that if none of my experiments takes off I'll have to try out something different and more full time in the future. Just to be clear, the idea isn't to not work. In many cases I'm actually working far more than 40 hours a week, but I'm only doing 25 hours of work for some person or organization that is paying me. But I'm working on stuff I personally care about.