"There has never been a culture of 'saving'." This guy never had anything but shit jobs until 2007. So until then, he had no chance to develop a 'culture of sa

"There has never been a culture of 'saving'." This guy never had anything but shit jobs until 2007. So until then, he had no chance to develop a 'culture of saving'. Should he have put away $20,000 that first year? Yeah - I would have. But most people in this country don't see it that way. You're surrounded by people who're living way beyond their means, and until you distance yourself from that, you want to be part of the 'fun'. That was what got us into the mess we're in - the average US family was $100K in the hole. So it's a cultural thing. Maybe he knows better now. So do about 8 million other people.