"much too high discount factor to future cash flow" Easy to say. Except they know too many people who had $400K in their 'future' and now have $150K; or who've

"much too high discount factor to future cash flow" Easy to say. Except they know too many people who had $400K in their 'future' and now have $150K; or who've worked all their lives and are now destitute for medical bills. The 'system' has been screwing those folks for 30 years. And then a couple years ago it started working its way up the food chain. And now the middle-class is starting to take their jobs. And you talk about future cash.