I feel for the guy, but he is complaining he doesn't have any money left over, yet he buys 4 packs of cigs a week, pays for some possibly unnecessary K-Mart lay

I feel for the guy, but he is complaining he doesn't have any money left over, yet he buys 4 packs of cigs a week, pays for some possibly unnecessary K-Mart layaway merchandise, drinks "beer-after-beer-after-beer", gambles, and eats donuts. There's a whole lot of money they could be saving - I'm sure even more thats in the article if these are his normal habits... to make ends meet. If he is really interested in doing everything he can to save money, these things should have been gone by now. If he were a buddy of mine, I'd tell him to do that and then I'd help him out.