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> Explain this logic please. Pain of bad credit vs pain of paying back loan, choose lesser pain. Debt can and should be walked away from when that's the bette

> Explain this logic please. Pain of bad credit vs pain of paying back loan, choose lesser pain. Debt can and should be walked away from when that's the better option than paying it back.

ZoF 13y ago
But she still has to pay it back in the end, so why would the 7 year payment plan matter?
- gnaritas 13y ago
  I'm clearly talking about defaulting on loans in general; default generally means you don't pay it back. If this isn't such a case then obviously it doesn't apply.