I switched to balanced from PayPal because Balanced makes payments dead simple. Their documentation is also super straightforward- it literally took me an hour

I switched to balanced from PayPal because Balanced makes payments dead simple. Their documentation is also super straightforward- it literally took me an hour to figure everything out. Also, they make ACH possible, which saves us a considerable amount of money on processing fees. Also, their JS library ensures your web servers are never touching card numbers, whereas for PayPal your server needs to receive all of the card information in order to make a transaction. When you compare Balanced to PayPal's unbelievably shitty interface, horrendous documentation, and lackluster customer service, it's a no-brainer to switch. The only thing that PayPal has that Balanced doesn't is a debit card with 1% cash back, which could potentially shave a significant amount off processing fees. However, PayPal decided that like the rest of their technology, they would make it the most annoying debit card possible by emailing you a receipt every time you make a purchase, and not giving you any way to unsubscribe from receipt emails. tl;dr: I pay more money to not have to deal with the steaming pile of shit that is PayPal.