I'm not sure what you mean by the second step 'later you go over all the bills and receipts again and try to match them with what you approved earlier' With Ab

I'm not sure what you mean by the second step 'later you go over all the bills and receipts again and try to match them with what you approved earlier' With Abacus, the payments are automatic. We also sync directly with your accounting software. We automatically create a bill (with the expense info) and the bill payment (from your companies connected bank, which gets auto-debited) so there's no reconciliation. The two cancel each other out, it's totally on auto-pilot. Also, with corporate cards, you're still required by the IRS to save receipts for expenses over $75, so there's still a reconciliation process. We're building the ability to import your card expenses straight into Abacus, so you can add the note, receipt etc. all in the same place.