In NY, it was illegal to discriminate based on pre-existing conditions, which meant it was higher there than other states in which it was legal. I used to live

In NY, it was illegal to discriminate based on pre-existing conditions, which meant it was higher there than other states in which it was legal. I used to live in NYC and was under Freelancers Union insurance, which ran about $400 a month with a $10k deductible and 30% coinsurance. Moved to Nashville and was able to get better insurance for about $200 a month. (I'm insured through an employer now, so I have no idea what it looks like post-ACA).