> In terms of his house and the like, I was always led to believe that life insurance was specifically for cases like his? Is life insurance a big thing in Amer

> In terms of his house and the like, I was always led to believe that life insurance was specifically for cases like his? Is life insurance a big thing in America? I found the "Pay off our mortgage" part a bit strange. Living in Poland I don't know anyone who managed to get a mortgage without mandatory life insurance which makes the bank the first beneficiary. You die, they get the money, mortgage is paid off, family keeps the house. Pople like to bitch that it's a scam, hidden cost, extra money for the bank etc, but it's designed for situations like this (it protects the bank as well as the customer).