It's not about failing students. Sure, students could be failing because your education is poor. That was not the case. It's about challenging students to the p

It's not about failing students. Sure, students could be failing because your education is poor. That was not the case. It's about challenging students to the point where those with the intellectual prowess and discipline and the rest go on to study something that more closely matches their abilities (and the university should help them with that). Debt is never a serious problem in the Netherlands. The government interest rates are so low that if you loan the maximum and put the money in bonds or a high interest savings account you'll actually turn a profit.