One main reason that Bitcoin cannot, IMO, replace the current banking system is that the coupling of banks and government guarantees stability. If you have a ba

One main reason that Bitcoin cannot, IMO, replace the current banking system is that the coupling of banks and government guarantees stability. If you have a bank account anywhere within the EU, the first 100.000€ (or thereabout) on that account are guaranteed by the government, no matter what happens to the bank. In addition, the value of the currency, via the central bank and the government, is strongly coupled to the economic output of the overall economy, which also does change slowly. Any scenario in which "they" started "messing" with our money would probably either end in a pitchforks-foodcans-and-ammo situation or already be in the context of a major catastrophy such as war. What I'm trying to say is that a scenario in which you can't trust the banks and the government with your money but the rest of the economy is still fine is rather unlikely.