I don't think that "talking" and "analyzing" is a dichotomy. (As shown by the very helpful feedback on this thread.) We've been watching the numbers closely, an

I don't think that "talking" and "analyzing" is a dichotomy. (As shown by the very helpful feedback on this thread.) We've been watching the numbers closely, and we'll continue to do so. If we find that there are merchants for which this works horribly, we'll absolutely rethink our approach. (And they're of course free to not use Checkout.) Coffees drunk and lunches consumed -- i.e., HN threads continued in a higher-bandwith medium -- are orthogonal.