Definitely this. Cut back to 40 hrs/week MAXIMUM. Start actively looking for a new job. The important question is: "Do you have an emergency fund of 6-12 mon

Definitely this. Cut back to 40 hrs/week MAXIMUM. Start actively looking for a new job. The important question is: "Do you have an emergency fund of 6-12 months living expenses?" If you risk being homeless if you miss a paycheck, you're an idiot and you have to suck it out. If you have cash reserves, push back and be prepared to walk and refuse to work more than 40 hours a week. At my current project, the owner did the EXACT SAME THING (asked me to work more hours for the same salary). I refused. I'm still there for the same hourly rate. I've been actively looking since. I haven't found my next project yet, though.