You are right. For money, floating point computations are entirely inappropriate, but not because floating point is (supposedly) a "mess", but because floating

You are right. For money, floating point computations are entirely inappropriate, but not because floating point is (supposedly) a "mess", but because floating point sacrifices uniform quantization for an exponential range of representable values. The IEEE-754 standard is not a mess. It is complicated, because it has to be. Extreme care and precision must be taken when talking about mathematical quantities which are neither closed nor associative under the provided operations. I challenge anyone else to make a concrete standard which supports accurate transcendental operations with numbers which range from 0 to 10^300 while remaining simple and easy to understand.