So the question remains: Is there a bitcoin wallet that offers such a guarantee? The Federal Government has up to $100,000 for deposits. Banks themselves will

So the question remains: Is there a bitcoin wallet that offers such a guarantee? The Federal Government has up to $100,000 for deposits. Banks themselves will provide funds bank in case of fraud, to increase consumer confidence. Credit Cards have a number of consumer guarantees (for example, did you know if you purchase an item with a credit card, the credit card company will extend the warranty of the item in many cases--read the fine print). As another commenter said, yes I'm "paying" for that insurance by giving up some amount of control, but I think before BitCoin or another decentralized currency can reach critical mass, it will need service providers to offer similar protections. My opinion, anyway.