> You say you eat out "some of the time". Most people I know say that, and they mean "at least one meal per day". This is not good for your finances! I personal

> You say you eat out "some of the time". Most people I know say that, and they mean "at least one meal per day". This is not good for your finances! I personally increased my monthly savings by 50% once I limited my takeout to once per week, cooking the rest of my meals myself. I feel like I eat out less often than most other people I know. I budget for restaurants and stay within my budget. I buy lunch from a cafe or restaurant daily during the week, and eat out for dinner maybe once a week. I thought I was doing pretty well until I got my credit card statement summary for 2013. Almost $7000 on restaurants / cafes / etc. My fifth biggest category of spending (after Rent, Aggressive Car Payments ($1000/mo), Savings, and Healthcare, in order).