And it then takes you another month to get your first paycheck. And what if that job doesn't want you to start for 2 weeks? Or more because they're doing a ful

And it then takes you another month to get your first paycheck. And what if that job doesn't want you to start for 2 weeks? Or more because they're doing a full background check? And say freelancing's going great, but then your first client isn't as great as you thought and starts quibbling over the bill? Or they take 4 months to pay you because finance never received the PO or finance never got a copy of the invoice or finance only begins processing the invoice when it gets chased (which is finance speak for "we're complete bastards who always pay much later than the agreed payment terms, ha ha ha, fuck you")? It depends on your commitments. If you can move back in with Mum & Dad or can couch surf a bit, then 6 months is perhaps unnecessarily careful. When you've got a mortgage and life baggage, probably not.