I'm not convinced many people would volunteer to destroy their deposits just to punish a fraudulent seller. For reference, say you're trying to buy a widget va

I'm not convinced many people would volunteer to destroy their deposits just to punish a fraudulent seller. For reference, say you're trying to buy a widget valued $100. Both the seller and you deposit $150, you pay, the seller never ships. At that point you're out $100. You can punish the seller, at no use to you whatsoever, and increase your losses to $250. Do you opt to double (or more) your losses? What if the seller were to offer $50 back? I know I'd rather be out $50 than $200.