Isn't the assumption made there that the large irresponsible player was more irresponsible than the average player? Is there much evidence to suggest that? Or w

Isn't the assumption made there that the large irresponsible player was more irresponsible than the average player? Is there much evidence to suggest that? Or would we find that the average player is worse than MtGox, should they be put under the level of scrutinity that MtGox was/is?