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I agree. The insurance situation alone is, well, strange. * Personal insurance does not cover commercial driving. UberX only requires personal insurance to be
by ROFISH 13y ago
I agree. The insurance situation alone is, well, strange.
* Personal insurance does not cover commercial driving. UberX only requires personal insurance to be a driver.
* Uber's own insurance only covers when a passenger is in the car.
* Most insurance companies would consider being "online" as a commercial event. At the very least, Uber telling the driver to drive to a specific destination to pick someone up is definitely a commercial event.
* Therefore in my view of things, many UberX drivers are driving without proper insurance, a misdemeanor offense.
This can be solved by either making UberX/TNC drivers carry commercial insurance at the driver's own cost, or making Uber/TNC's blanket insurance cover the entire time a driver is on-duty as if the driver had full-coverage commercial insurance.
- rahimnathwani 13y agomany UberX drivers are driving without proper insurance, a misdemeanor offense And if that is the case, then Uber's current business model requires that drivers do this. I wonder how much it would cost Uber to increase the insurance coverage such that there is no doubt that a driver is properly insured at all times, and why they have no done this so far.