What you describe (large amounts of small payments to one user) is called smurfing, and both banks and paypal have something in place to guard against it. One "

What you describe (large amounts of small payments to one user) is called smurfing, and both banks and paypal have something in place to guard against it. One "benefit" of requiring Paypal is that you're offloading the responsibility of final delivery to them. http://en.wikipedia.org/wiki/Smurfing_(crime) http://en.wikipedia.org/wiki/Smurfing_(crime)